Introducing the new Micro Protocol

Instant. Intelligent.
Stablecoin Microloans.

Instant onchain loans powered by AI. Simple, transparent, and fair for everyone.

8.5%
APY on Deposits
Available Credit
$5,000
Encrypted & Secure
< 30s
Approval Time

Everything you need.

Built for the next generation of finance.

Instant approvals.

No paperwork. No waiting. Connect your wallet and social identity to get approved instantly by our AI agents.

Earn yield.

Provide liquidity and earn industry-leading APY on your stablecoins.

Flexible Repayment

Repay on your terms. No penalties for early repayment.

Bank-grade security.

Audited smart contracts and encrypted data protection. Your assets are always safe.

How it works

Simple. Fast. Secure.

1. Connect

Link your Web3 wallet and social accounts in one click.

2. Analyze

Our AI calculates your credit score instantly based on your history.

3. Receive

Funds are deposited directly into your wallet. Ready to use.

Technical Specifications

Built on Arbitrum with production-ready smart contracts.

Network

Built on Arbitrum Layer 2 for fast, low-cost transactions

Smart Contracts

Audited contracts with upgradeable proxy pattern support

Token

Native USDC integration for seamless lending

APY

8% base APY for liquidity providers, dynamic rates for borrowers

AI Integration

GPT-4 powered agents for instant credit decisions

Security

Role-based access control and pause functionality

Security & Trust

Bank-grade security for your assets and data.

Smart Contract Audits

All smart contracts are audited by leading security firms and use battle-tested OpenZeppelin libraries.

Encryption

End-to-end encryption protects your personal data and transaction information at every step.

Access Control

Role-based access control ensures only authorized agents can modify critical system parameters.

Emergency Controls

Pause functionality allows rapid response to any security threats or anomalies detected.

Ready to get started?

Join thousands of users accessing the future of credit.